Meet Karyn. Karyn has a problem. Karyn has amassed about $20,000 in credit card debt. Now Karyn needs some help, and she is appealing to us fine Internet types to help her out by directing the odd buck or two her way. Hmmm....
The sad thing is that this will probably work for Karyn, at least to some degree. She'll get herself out of debt, but without dealing with the problem that get her to this point to begin with. Problem solved? Not hardly.
Nonetheless, I've got to commend Karyn for her creative approach to problem-solving. I wish her well, although she's not getting any of my hard-earned money....